Financial Aid & Billing

You can apply for financial aid even before you’ve been accepted to a college and are encouraged to file your FAFSA prior to the Fall semester. FAFSA forms for the 2024-25 academic year are expected to be available sometime in December. Visit the Federal Student Aid website for updates and to access FAFSA forms once they're available.

Complete the Free Application for Federal Student Aid (FAFSA) online at www.studentaid.gov. The FAFSA is the application required for all federal aid. You can call 1-800-433-3243 for help with filling out your FAFSA.

The application for New York State aid (TAP) can be found at www.hesc.ny.gov. You can call 1-888-697-4372 for help with filling out your TAP application.

Check to see if the church or community organization you or your parents belong to has an educational grant or scholarship program.

If you are a veteran of the U.S. Armed Forces or the child of a veteran, you may be eligible for veterans’ educational benefits. Learn about your eligibility for these benefits at www.va.gov.

For those who wish to conduct your own scholarship searches, you may want to try the following free scholarship searches:

• www.collegeboard.com

Note: The use of any scholarship search that charges a fee is not recommended.

Yes. You must apply for financial aid every year. If your financial circumstances change, your financial aid offer could change. Your financial aid offer also depends on making satisfactory academic progress toward a degree, such as earning a minimum number of credits and/or achieving a minimum GPA.

Federal Pell Grants usually are awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor's, graduate, or professional degree.

Complete the FAFSA at www.studentaid.gov and if you are a New York state resident, complete the TAP application at www.hesc.ny.gov.

The financial aid administrator at your college can help determine what you’re eligible for. There are, however, some basic guidelines for all applicants. They must:

• Demonstrate financial need; this means that your cost of education is greater than your family contribution.
• Be working toward a degree or certificate.
• Be enrolled in an eligible program.
• Be a U.S. citizen or eligible non-citizen, be a New York state resident for NY state aid (TAP).
• Have a valid Social Security number.
• Maintain academic progress once in college.
• Have a high school diploma or General Education Development (GED) certificate.
• Not be in default of federal student loans or state student loans for NY state financial aid (TAP).

Financial aid is money that covers school expenses, including tuition and fees, room and board, books and supplies, and transportation. The various categories of student financial aid are scholarships, grants, work-study and loans.

No. You can apply for financial aid any time after Oct. 1, prior to the academic year you plan to attend. To actually receive funds, however, you must be admitted and enrolled at the university. FAFSA forms for the 2024-25 academic year are expected to be available sometime in December. Visit the Federal Student Aid website for updates and to access FAFSA forms once they're available.

Yes. Many families mistakenly think they don’t qualify for aid and prevent themselves from receiving financial aid by failing to apply for it. In addition, there are a few sources of aid such as Federal Direct Unsubsidized Stafford and PLUS loans that are available regardless of need. The FAFSA form is free. You should apply to see what you can get.